Montalvoland

He descobert un blog molt interresant que tracta sobre economía i vivenda, és de José García Montalvo, (Catedràtic de Economía de la Pompeu Fabra) que explica moltes coses del mercat de la vivenda i del estat immobiliari en el que ens trobem. Explica el perquè del desfase entre oferta i demanda, i de com s'està construïnt molta més vivenda de la que la demanda pot absorvir, explica que no hi ha una estadística oficial ni exacta que contabilitze el nombre total de vivendes que es finalitza cada any, ni tampoc hi ha estimacions fiables del total de vivendes sense vendre, o stock de vivendes sense vendre que no troba comprador. I si aixó li afegim que els preus que publica el Ministeri, prové d'una companyia privada de Tasadors, i que el preu que reflexa, no és el preu de venda, sinò el preu d'eixida (aquell preu al que espera tancar la venda la persona que vol ficar el seu pis en venda), trobem que no hi ha un anàlisi del tot acurat ni de la oferta real de pisos existent, ni del total de vivendes buides o sense vendre que existeixen, ni del valor real que està prenent en el mercat. Mireu el blog i ja comentem.Blog sobre vivenda i mercats de José Garcia Montalvo, i per que aneu fent-vos una idea del que publica aquet catedràti, feu una ullada a aquest informe Informe problemes acces a la vivenda
f you were a subscriber to the GEAB, you would have read what will follows as early as December 16th, 2007:
If, as anticipated by LEAP/E2020, 2007 was the year when the real estate bubble burst in Spain, 2008 will be for sure the year when a major economic and financial crisis soars throughout the country. All the declarations repeated by the Central Bank of Spain and the country's major banks on the fact that this crisis has nothing in common with the US subprime crisis, are nothing but the normal soothing stance delivered whenever serious crises are ahead (all the more when they occur in a context of global credit crunch). And international investors are not fooled as illustrated by the fact that BBVA (Spain's second largest bank) was unable to sell more than a quarter of a EUR 6.6 billion emission of mortgage-backed securities. As second most indebted country in the world (behind the US, see GEAB N°17) and with banks who fuelled to the last limit the housing bubble now bursting, Spain is ready to step into a severe social and economic crisis in 2008, according to our researchers. The collapse of the real estate market will go on and the country's economy is heading towards a recession, in a context of national banking crisis strengthened by the international situation. This will be a decisive test, a life size one, for the leaders of the Eurozone.
Land in Croatia for Investment

If you’re looking for peace of mind when you invest your money, then land investment in Croatia could be exactly what you are looking for.

Land in Croatia is a stable medium to long term investment opportunity with the potential to offer excellent returns. The rewards that can be gained from investing in plots of land in Croatia are easy to see. Land is not only a tangible investment, which can be enjoyed for its own sake or can provide considerable returns. Overall prices have risen by up to 10% in the last 12 months.

If you compare this with even the most high risk stock market portfolios, you can understand why land investment in Croatia is such an attractive proposition.